So you get an unexpected bonus, have surplus funds, or you've just completed a huge sale and have the cash sitting in your account – what do you do with it? Definitely not just remain there since it's just losing its value to inflation. But you also don’t want to go all-in on the latest hype stock and get burned in the process. You've probably heard of Systematic Investment Plans (SIPs) where you grow your wealth by adding small amounts of money to a fund at regular intervals over time. Sure, this increases your investment disciple and you get to benefit from cost averaging as opposed to timi